In just a few short months the Oscars will celebrate the best of the best in the filmmaking industry. Those actors and actresses we have seen for the last year will be decked out in some alarmingly stylish clothing, and men and women across the globe will be rushing to their nearest stores to purchase something similar to these celebrities.
In these tough economic times, you may never know where the next dollar is going to come from, and avoiding a rash of impulse buying can go a long way towards keeping your financial future secure. Let’s face it, Hollywood has more money than they know what to do with, and trying to emulate some of these clothes is just an obsession that has no true meaning.
For most of us, purchasing a dress or shoes that cost over $500 is simply outrageous. The star of Sex and the City, Carrie Bradshaw, made millions of women want to drop money on fancy shoes and clothing, but the reality is most of us just can’t afford to live in that lifestyle.
As the new year approaches set some simple rules to avoid impulse buying:
• If you have to look at the price tag, you probably can’t afford it, and if you need a prepaid credit card to get it, you shouldn’t have it. If you’re struggling with finances don’t buy something the moment you see it. It won’t kill you to wait a few months until the price is lessened.
• Ask yourself if you really need it. Many of us can get by with a regular rotation of clothes. If you don’t need it, you probably shouldn’t buy it.
• Finally, treat yourself to something nice every now and then. It feels good to splurge, and doing so without breaking the bank is a good way to remind yourself that you deserve some nice things.